Terms and Conditions


These terms and conditions apply to the User who uses the Online Services provided for anypayment made to RADHIKAHAMLAI.COM . Kindly read these terms and conditions carefully. By authorizing a payment to RADHIKAHAMLAI.COM  through the online payment service (“the service”), it would be treated as a deemed acceptance to these terms and conditions. RADHIKAHAMLAI.COM  reserves all the rights to amend these terms and conditions at any time without giving prior notice. It is the responsibility of the User to have read the terms and conditions before using the Service.

Kay Terms:

The following is a summary of the key terms of this service:


Payment(s) through this Service may only be made with a Credit Card, Debit card or Net



Before using this Service, it is recommended that the user shall make necessary enquiry

about the charges or fees payable against the Credit/Debit card used from Credit Card or

the Debit Card service provider i.e. the respective Bank.


The credit card information supplied at the time of using the service is processed by the

payment gateway of the service provider and is not supplied to RADHIKAHAMLAI.COM . It is the sole

responsibility of the User of the service to ensure that the information entered in the

relevant fields are correct. It is recommended that you take and retain a copy of the

transaction for record keeping purposes, which might assist in resolution of any disputes

that may arise out or usage of the service


The Applicant agrees, understands and confirms that his/ her personal data including

without limitation details relating to debit card/ credit card/net banking transmitted over the

Internet may be susceptible to misuse, hacking, theft and/ or fraud and that RADHIKAHAMLAI.COM  or the Payment Service Provider(s) have no control over such matters.


• The service is provided using a payment gateway service provider through a secure

website. However, neither the payment gateway service provider nor the RADHIKAHAMLAI.COM  gives any assurance, that the information so provided online by a user is secured or may be read or

intercepted by a third party. RADHIKAHAMLAI.COM  does not accept or assume any liability in the event of such unauthorized interception, hacking or other unauthorized access to information provided by a user of the service.


RADHIKAHAMLAI.COM  and/or the Payment Service Providers shall not be liable for any inaccuracy, error or delay in, or omission of (a) any data, information or message, or (b) the transmission or

delivery of any such data, information or message; or (c) any loss or damage arising from

or occasioned by any such inaccuracy, error, delay or omission, non-performance or

interruption in any such data, information or message. Under no circumstances shall the

RADHIKAHAMLAI.COM  and/or the Payment Service Providers, its employees, directors, and its third party agents involved in processing, delivering or managing the Services, be liable for any

direct, indirect, incidental, special or consequential damages, or any damages whatsoever,

including punitive or exemplary arising out of or in any way connected with the provision of

or any inadequacy or deficiency in the provision of the Services or resulting from

unauthorized access or alteration of transmissions of data or arising from suspension or

termination of the Service.


The Applicant agrees that RADHIKAHAMLAI.COM  or any of its employees will not be held liable By the

Applicant for any loss or damages arising from your use of, or reliance upon the

information contained on the Website, or any failure to comply with these Terms and

Conditions where such failure is due to circumstance beyond RADHIKAHAMLAI.COM ’s reasonable control.

Debit/Credit Card, Bank Account Details:

The Applicant agrees that the debit/credit card details provided by him/ her for use of the

aforesaid Service(s) must be correct and accurate and that the Applicant shall not use a

Debit/ credit card, that is not lawfully owned by him/ her or the use of which is not

authorized by the lawful owner thereof. The Applicant further agrees and undertakes to

Provide correct and valid debit/credit card details.


The Applicant may pay his/ her application/initial fees to RADHIKAHAMLAI.COM  by using a debit/credit card or

through online banking account. The Applicant warrants, agrees and confirms that when

he/ she initiates a payment transaction and/or issues an online payment instruction and

provides his/ her card / bank details:

The Applicant is fully and lawfully entitled to use such credit / debit card, bank

account for such transactions;

The Applicant is responsible to ensure that the card/ bank account details provided

by him/ her are accurate;

The Applicant authorizes debit of the nominated card/ bank account for the

Payment of fees selected by such Applicant along with the applicable Fees.

The Applicant is responsible to ensure that sufficient credit is available on the

nominated card/ bank account at the time of making the payment to permit the

Payment of the dues payable or fees dues selected by the Applicant inclusive of

the applicable Fee.

No Warranty:

No warranty, representation or guarantee, express or implied, is given by the RADHIKAHAMLAI.COM  in respect of the operation of the service.

Disclaimer and Limitation of Liability:

RADHIKAHAMLAI.COM  does not accept liability for any damage, loss, cost (including legal costs), expenses, indirect losses or consequential damage of any kind which may be suffered or incurred by the User from the use of this service.

Governing Law:

These terms and conditions are governed by the laws of Oman and the competent courts at

Muscat shall have exclusive jurisdiction.

Dispute Resolution:

Any dispute arising in relation to the terms and conditions will be submitted to a sole arbitrator

appointed by RADHIKAHAMLAI.COM. The venue of Arbitration shall be at Muscat.

Refund/Cancellation Policy:

Fees once paid will not be refunded under any circumstances.

Variations to the Terms and Conditions:

The RADHIKAHAMLAI.COM  reserves the right to vary these Terms and Conditions from time to time and the current version will be that published on this website.

We reserve the right to decline the acceptance of an online payment if your account is in default

for any reason. Radhikahamlai.com may also make additions/deletions/alteration to the

services offered, at its sole discretion. We reserves the right to withdraw the service at any time at

its discretion. We retain the right to change the terms and conditions for Online Fees Payments,

without any prior notice